Secure Your Car's Value, Whatever Happens

Even if you didn't buy your car from a dealer recently, our Agreed Value GAP policy protects you from depreciation and finance shortfalls if your vehicle is written off.

What Does Agreed Value GAP Cover?

Your Protection Against Depreciation

If your car wasn’t purchased from a dealer or internet broker within the last 180 days, this is the ideal cover. In the unfortunate event your car is written off, your main motor insurer will only pay its current market value.

This value is often far less than what you owe on finance or what the vehicle was worth when you took out the policy. Our Agreed Value GAP insurance is designed to cover this financial shortfall, giving you complete peace of mind.

Understanding Your Payout

Bridging the Financial Gap

With our cover in place, we will pay the difference between your motor insurer's settlement and whichever of the following is the higher amount:

                        We Settle the Higher Of:
                        The Glass’s Guide Retail Value of your vehicle when you started the policy.
The outstanding finance settlement amount required by your lender.

                    

This ensures you are not left with a financial burden. You can clear your finance and protect the value of your initial investment, allowing you to move forward without a major setback.

*Subject to the terms and conditions of the policy.

Diagram showing how GAP Insurance bridges the financial gap

Key Benefits of Our Policy

Lock In Your Vehicle's Value

We use the Glass's Guide Retail Value at the start of your policy, protecting you from future market value drops.

Clear Your Finance Agreement

Ensures you can settle your finance agreement, avoiding the stress of owing money on a car you no longer have.

Essential for All Owners

Perfect for vehicles bought privately, or those purchased from a dealer more than 180 days ago.

Calculate Your Potential Shortfall

See how our cover could protect you financially

Agreed Vehicle Value: £15,000

Car Insurance Pays £9,750

GAP Insurance Pays £5,250

Green overlay showing GAP insurance payout

Enter Your Vehicle's Agreed Value

How Many Years After Policy Start is Vehicle Written Off?

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Information

QuoteMyGap.com is a trading style of Rest Ashored Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA). Our Financial Services Register Number is 732530. You can check this on the FCA Register by visiting the FCA’s website at www.fca.org.uk/register or by contacting the FCA directly on 0800 111 6768. Rest Ashored Ltd is a company registered in England under Company Number 08179370.

GAP Insurance