Combination Return to Invoice GAP
Don't let depreciation leave you out of pocket. Our Combination RTI policy covers the gap between your insurer's settlement and the original price you paid or your outstanding finance—whichever is higher.
If you've purchased your vehicle from a dealer or internet car broker within the last 180 days, this type of GAP insurance is designed to protect your investment.
In the unfortunate event that your car is declared a total loss due to accident, theft, fire, or flood, your motor insurer will only pay out the current market value of the vehicle at the time of the claim.
As cars often depreciate quickly, this amount can be much lower than what you originally paid or still owe on finance.
With our policy in place, we’ll cover the shortfall by paying the difference between:
This means you won’t be left out of pocket if your insurer’s settlement isn’t enough to replace your car or clear your finance agreement. Instead, you’ll have the peace of mind of knowing you can get back on the road without a major financial setback.
*Subject to the terms and conditions of the policy.
Covers the higher of either the original invoice price or outstanding finance, ensuring you're never left out of pocket.
Protects against depreciation and ensures you can clear any outstanding finance if your vehicle is written off.
Ideal for both cash purchases and financed vehicles, offering comprehensive protection regardless of how you bought your car.
See how much you need to bridge the gap
Don't risk being out of pocket if your vehicle is written off. Get a quote for Combination Return to Invoice GAP insurance in minutes.
