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Protect Your Car Investment with GAP Insurance

Bridge the gap between your insurer’s payout and what you paid, or still owe, if your car is written off due to theft, fire, or accident. Whether your vehicle is brand-new or used, GAP Insurance helps cover depreciation and ensures you’re not left paying for a car you no longer have.
Get Covered in Minutes — Peace of Mind for Years.
Dynamic Insurance Calculator
Vehicle Purchase Cost
Ā£22,000
Car Insurance Pays
(Current Market Value)
Gap Pays
(Shortfall)
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Premium GAP Insurance that bridges the gap between payout and value.
About Us

GAP Insurance That
Works for New and Used Cars

Whether you drive a brand-new model or a trusted used car, depreciation and unexpected loss can leave you out of pocket. GAP Insurance bridges the difference between your insurer’s payout and what you paid, or still owe, if your car is written off due to theft, fire, or accident.

With options like Finance GAP, Return to Invoice, Vehicle Replacement, and Lease GAP, you can choose the cover that fits your vehicle and financial situation. From protecting against rapid depreciation on new cars to covering finance shortfalls on used vehicles, GAP Insurance ensures you won’t be left paying for a car you no longer own.

No Hidden Fees

Simple, Fast Approval

Won’t Affect Your Credit Score

Wide Range of Major GAP Cover Options

Our Services

Our GAP Insurance covers a wide range of vehicles, including:

Light Commercial Vehicles (LCVs)

Covered for GAP Insurance protection, ensuring you’re not left paying the remaining balance after a total loss.

Cars – up to 7 seats

From compact hatchbacks to spacious family SUVs, our GAP cover effectively bridges the financial gap after theft, fire, giving you added security.

Motorbikes, Scooters & Mopeds

Two-wheelers are also eligible, providing you with the same level of financial protection as cars, ensuring peace of mind.

Hire & Reward Vehicles

Includes taxis, driving school cars, and other passenger transport services with up to 10 seats, ensuring comfort and reliability.

What You Need To know

FAQ

Your GAP Insurance Questions
Answered

At QuoteMyGAP, we make insurance simple. Whether you are protecting a brand new vehicle, a used vehicle or even a leased model, we are here to help you choose the correct coverage.

Still Got Questions?
Contact us directly at:
hello@quotemygap.com
or fill in our contact form below.
CONTACT US

GAP (Guaranteed Asset Protection) Insurance pays the difference between your insurer’s settlement and what you paid—or still owe—if your vehicle is declared a total loss due to theft, fire, or accident.

It’s most beneficial for brand-new or nearly new vehicles, cars bought on finance, or leased vehicles, as these depreciate quickly. It’s less essential for older cars bought outright with cash.

We offer Finance GAP, Negative Equity GAP, Return to Invoice, Vehicle Replacement, Return to Value, Lease GAP, and Agreed Value GAP.

Yes, if you want to protect against depreciation and finance shortfalls. Comprehensive cover alone may not pay what you originally paid for your car.

Cars up to 7 seats, LCVs, motorbikes, scooters, mopeds, and hire/reward vehicles (up to 10 seats) are eligible, with some model exclusions.

We provide Finance GAP, Return to Invoice, Vehicle Replacement, Lease GAP, and Agreed Value GAP to suit different needs.

Updated Shortfall Calculator

GAP Shortfall Calculator

See how much you need to bridge the gap

Vehicle Purchase Cost: £100
Car Insurance Pays £65
Gap Pays £35
Car showing insurance payout value Green overlay showing GAP insurance payout
Ā£
GET YOUR QUOTE

Why Choose QuoteMyGAP

Top Reasons Drivers Trust QuoteMyGap

At QuoteMyGAP, we provide secure, dependable GAP Insurance with flexible options tailored to your vehicle and budget. From instant quotes to a range of comprehensive policies, we make it easy and stress-free to safeguard your car’s value.

Instant online cover – get covered in just minutes
Save both time & money – Avoid shortfalls after loss
Varied GAP options – Finance, invoice, lease & more
Tried and trusted insurers
Our FaithTrusted by 8000+ Companies Companies Nationwide

We Work for You to Bridge the Gap After a Total Loss

Client Feedback

What People Say ?

See our 345 reviews on GAP Insurance
GAP Insurance gave me complete peace of mind. When my car was written off after an accident, they covered the shortfall between my insurer’s payout and what I still owed. The process was quick, clear, and stress-free.
4.9/5.0
01
Stifin Shkaya
Designer
After my new car was stolen, my insurance payout didn’t come close to what I’d paid. Thanks to GAP Insurance, I didn’t have to pay a penny out of pocket. Highly recommended!
5.0
01
Belal Mahmud
Designer

Hey!

Connect With Us.

We’re here to make GAP Insurance simple, answering your questions and guiding you through your options. From coverage and eligibility to policy types, our friendly team is always ready to help.

Check Out our FAQ’s
Get in touch anytime for expert guidance and tailored policy recommendations.

    How We Work

    From Quote to Coverege

    Report Incident

    If your vehicle is stolen, written off after an accident, or damaged beyond repair, contact us immediately declares it a total loss.

    File a Claim

    Provide your GAP Insurance policy details and your comprehensive insurance settlement information so we can begin processing.

    Assesment

    We compare your insurer’s payout with your original purchase price, agreed value, or finance balance—depending on your policy type.

    Approval

    Once approved, we cover the shortfall directly, ensuring you’re never unexpectedly left paying for a car you no longer legally own.

    Car showing insurance payout value Green overlay showing GAP insurance payout
    Only £14,300 would be covered by your Comprehensive Car Insurance, leaving a gap of £7,700.